Should I Use My Tax refund to Pay Off a Credit Card Debt?

If you have read enough overly simplistic newspaper and magazine articles on this subject, you will certainly know at least one of the answers to this question already! The standard answer is, of course, that you should put any spare cash on your credit card, always keep them for emergencies only, and pay everything off in full before the end of your interest-free period.

However! Read the rest of this entry »