No Annual Fee Credit Card Offers

No annual fee credit cards are simply credit cards with no annual fees and are offered by various banks and other financial institutions across Australia.

There are many “no annual charge credit cards” currently on offer and these are broken down into various categories. There are credit cards with no annual fee for the life of the card or credit cards that have their annual fee waived for the first year only.

Below are three credit card deals that have no annual fee for life!

Bankwest	American Express	HSBC
Zero Credit Card	Gold Ascent Credit Card	No Annual Fee
Credit Card Features: 1% p.a. on Purchases for 6 months Zero Annual Fee 4.99% on Balance Transfers for 12 Months Automatic Airline Travel and Incident Insurance 3 months free protection against Loss, Theft or Accidental Damage Extra 1 Year Warranty on top of Manufacturer Warranty	Credit Card Features: $0 Annual Fees, Ever. Access Hundreds of Destinations with 6 Airline Rewards Partner Programs Complimentary Enrolment in Membership Rewards Ascent For Every $2 Spent Receive 1 Rewards Point Interest Rate of 20.74% p.a. Up to 44 Days Interest Free on Purchases	Credit Card Features: No Annual Fee For The Lifetime of The Card 0% on Balance Transfers for 6 Months An Interest Rate of 17.99% p.a. Up to 55 Days Interest Free Access to HSBC’s home&Away Privilege Program with Instant Rewards in over 40 countries

Compare no annual fee credit cards

With so many credit cards on offer by the banks, it is nice to know you can sort through the various no annual fee cards from one place. We have made it easier to choose one by highlighting the features of each. We have created a no annual free credit cards page for more comprehensive information.

On our cards page we list only the best fee free credit card offers available in Australia. From Australian banks, American Express and HSBC.

No fee credit card advice

Some credit card issuers do offer cards with no annual fee for the first year then issue a fee for each year after. For example the Commonwealth Bank’s low annual fee credit card has a $0 annual fee for the first year then issues a $24 fee for the consecutive years there after.

There is a way to waive the fee for the commonwealth bank low annual fee credit card and that is to spend a minimum amount on the card per year. Westpac offers a similar package on the 55 day visa or master card. By spending a minimum of $10,000 in a year the fee for the next year will be waived.