Australian Credit Card Debt

Across Australia it appears that the major reason why credit card debt does not appear to be waning to is that many consumers are only making their minimum payments each month. Read the rest of this entry »

‘Play With the Figures’ Featured Card: ANZ First Visa

It can be difficult to tell exactly how a particular credit card will benefit you, when everybody’s financial situation is so different. Today we launch a series of posts looking at exactly what will happen to your credit card debt and your general budget with a specific card. Our first is the ANZ First Visa credit card – keep reading to find out what happens when we ‘play with the figures’. Read the rest of this entry »

Should I Use My Tax refund to Pay Off a Credit Card Debt?

If you have read enough overly simplistic newspaper and magazine articles on this subject, you will certainly know at least one of the answers to this question already! The standard answer is, of course, that you should put any spare cash on your credit card, always keep them for emergencies only, and pay everything off in full before the end of your interest-free period.

However! Read the rest of this entry »